Rate Desk April 2, 2020
April 2 edition
US treasury yields hold at 59 bp
FHA: 12 bp tightening
HUD considering distributing reserve monies in light of C-19
HUD now allowing virtual inspection by supervising architect
10 year interest...
Rate Desk Wednesday, August 12, 2020
August 12, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. HUD/FHA loan refinance options, building customer service increases resident retention.
Rate Desk notes August 12, 2020
Indices up
UST yields .67
Crude...
Rate Desk Wednesday, June 24, 2020
June 24, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. Still opportunities in this current economic disruption as borrowers and lenders are charging forward.
Rate Desk notes June 24, 2020
Indices down
...
Rate Desk Wednesday, December 9, 2020
December 9, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. Consumer spending is up and rates are low. Lock it in.
Rate Desk notes December 9, 2020
Indices down
Crude $45.46
UST...
Rate Desk Wednesday, July 15, 2020
July 15, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. Understanding all aspects of your loan—from cash distributions to exit timing—and aligning it with your business plan.
Rate Desk notes July 15,...
Rate Desk Wednesday, November 11, 2020
November 11, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. With historical low FHA rate opportunities, hotel conversion opportunities are providing great per unit returns.
Rate Desk notes November 11, 2020
Dow...
Rate Desk Wednesday, August 5, 2020
August 5, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. Capital markets and deals are in motion. What definition does your lender use for property replacement costs for casualty insurance?
Rate Desk...
Rate Desk May 13, 2020
May 13, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. Market impact forecasted for 12 months and cash mitigates uncertainty.
Rate Desk Notes May 13, 2020
Indices down
Crude up $25.82
UST...
Rate Desk April 14, 2020
Rate desk April 14 edition:
All markets are up
UST .736 bp
223(f) 2.55%
221(d)(4) 3.20%
Fannie 3.25%
Freddie 3.50%
TEB 3.59%
TEL 3.05%
HUD affordable housing segmented LIHTC into two categories: new and...
Rate Desk April 21, 2020
Rate Desk April 21 edition
All three major indices down
Crude oil back up to $9.69
UST .58 bp
223(f) 2.62%
221(d)(4) 3.27%
Fannie 3.40%
Freddie 3.50%
Millennial household formation down
Renting isn’t a...
Rate Desk May 5, 2020
May 5, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. HUD requirements, a post COVID-19 world and a shift toward rental housing.
Rate Desk May 5, 2020 notes:
Indices up
Crude oil...
Rate Desk April 7, 2020
April 7 edition
DJIA up 22,789
V-shaped recovery possible
Stocks on track for 2-day win
US Treasury opened at .77
FHA 223(f) tightened 2.57%
FHA 221(d)(4) still 3.30%
Fannie 3.36%
Freddie 3.44%
Freddie requires...
Rate Desk April 8, 2020
April 8 edition
DJIA up—23K
UST .74 bp
Congress to add $250 billion to PPP SBA program
FHA rates- 223(f) 2.59%
221(d)(4) 3.60%
GSE’s flat today, reaching normal
Fannie 3.36%
Freddie 3.44%
Document financial...
Rate Desk Tuesday, June 30, 2020
June 30, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. Indices breaking quarterly records and the Emergency Affordable Housing Act posed to free up $73 million in new equity.
Rate Desk notes...
Rate Desk Wednesday, December 2, 2020
December 2, 2020 edition of Yield PRO TV Rate Desk with Michael Thomas. Potential for economic deceleration early 2021 and post‐vaccine expected strong growth. Don’t rely on historically low interest rates indefinitely, lock in...
