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UPDATED: MAY 7, 2020 COVID-19 genesis COVID-19 originated in Wuhan, China. Asian Flu, SARS, H7N9 and others were borne of Asia’s close contact with wild animals, poor hygiene and concentrated population. It‘s thought that COVID-19 was passed...

3 projections for the future Prior to the COVID-19, the U.S. was in an historic economic expansion. Without this boom preceding the crisis, life for Americans would likely have been much worse. It stands to...

Download PDF Updated: April 16, 2020 Who gets to work? essential workers Real estate is essential (depending on where you work) Construction. Apartment operations. Maintenance services. Real estate functions are categorized as essential in the Department of Homeland Security’s...

Long time ago. When will they ever learn? The way government regulates and taxes business and transactions directly shapes investment. Good regulation addresses market failures that hinder productive investment. It reconciles the interests of firms with...

Income share agreement (ISAs) fund education. Upon completion, learners pay a percentage of their salary for a term. Lenders correlate interest rate and pay-back period with borrower’s potential career outcome. This may mean varying tuitions for...

The affordability crisis is creeping up into middle-income households according to Harvard Joint Center for Housing Studies’ 2020 report, America’s Rental Housing. 48% of renter households are considered cost-burdened. What does this mean? 21 million...

2 million residents were without power for days at a time in the state’s outages 6,402 wildfires in Calif. as of Nov. 3. Wind-induced fire season runs Oct. to April. Summer fire season runs June...

The man in the machine Programmed by humans, algorithms begin with a logic tree specifying every facet of the code’s behavior from content prioritization to blacklisting. With Google’s near monopoly, what hangs in the...

12.3 percent of millennial renters plan to always rent—up from 10.7 percent nationally year-over-year. 9.8 percent of the U.S. population moved in the past year—the smallest number since 1948. 17 percent wanted a...

Social credit will shift law in the west “from constitution to analytics and algorithm' —Penn State professor Will AI-driven social scores supplant the constitution? Professor Larry Backer of Penn State University writes in a 2018 paper...

5%+rate of inflation California state legislators have passed AB 1482 sponsored by Assemblyman David Chiu (d)—San Francisco. The bill limits annual rent increases that commercial single-family homes and apartment landlords may implement to 5% plus...

ADA Requires business owners to make necessary, reasonable accommodations for people with disabilities. Accommodation could allow a person with a disability to be accompanied by a service animal in a place of public...

5 reasons California is unsustainable in its current state 1. Rent control Several rent control bills failed to make it through the California Senate. AB 1482 (anti-rent gouging bill) did clear the Senate judiciary committee. If...

The curious case of comfort animals in apartments Why pay a pet deposit when you can pass an animal off as a comfort animal? Or maybe a resident wants to circumvent a no-pet policy. The...

What just happened? Mass killings are still rare. They account for 1 percent of all homicide victims annually 12 percent of mass killings are by public shootings. The majority are murders within families, gangs...